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IndonesiaEnglishThe financial lending market is as competitive as ever.
Customers are no longer only basing their choices on product and price - a modern, digital customer experience with little-to-no friction is now as important. They want to feel valued by their financial providers based on their own individual preferences and circumstances.
The future of credit decisioning is about winning with data and information at scale. It’s working with insights and delivering personalised solutions to customers through centralised, automated, flexible and scalable decision-making.
Experian’s Decisioning solutions helps clients to future-proof their data and analytics capabilities while adapting to new decisioning strategies to minimise risk, preserve valuable relationships and remain fair and compliant.
Bridge the gap between risk models and proven methodologies.
At the heart of strong credit decisioning lies sound risk management practices. This is now being tested to the limits to deliver business growth balanced with risk mitigation.
Stay at the forefront of integrating the latest data sources, decision models, strategies, and fraud detection (active & passive) to take your credit decisions to the next level.
The race is on for seamless digital interactions and personalised solutions.
Financial services is always being disrupted. Your success depends personalising thousands of customer interactions and engagements.
Create a seamless and easy customer experience with tailored, timely and relevant services to win. Ultimately, every single decision makes the difference in building customer loyalty.
Make the leap between theory and application for truly intelligent automated decisions.
Application of advanced analytics, artificial intelligence & machine learning have accelerated the process in getting high-quality predictions and actionable insights.
With new data sources integrated with your automated and robust credit decisions, we are bringing more unbanked populations into the formal lending universe.
Transformation to cloud-native may be nearer than you think.
Customers are demanding faster or even instant digital interactions. Having a flexible and scalable engine respond to changes in a nimble manner is vital.
In such times of accelerated digitisation, future proof your growing business with Decisioning-as-a-service.
Advancement creates security threats at scale too.
The face of security threats is changing endlessly, coupled with government mandates like GDPR.
The best organisations always maintain and evolve a strong risk governance and compliance function as part of their decisioning strategy to remain ahead of emerging threats.
Proven Track Record – We serve over 900 clients in 82 countries. Experian PowerCurve powers more than half of top 100 banks and 8 of 10 global banks.
Speed of Decisions – Our credit decisioning processes help deliver decisions to customers in less than one second.
Security First – Our robust approach to data security and global performance on cyber security are rated as advanced by a leading independent cyber security ratings firm.
Scale of Data – We enable billions of decisions each year on our industry-leading decision management platform.
The cloud cost for infrastructure, platform of the service or even some the software, is often tied to the business. You are charged for what you use.
Simplify the IT environment with cloud services that eliminate the need to manage hardware and other infrastructure.
State of art software evolving with time to adapt to threats and with strong product roadmap that provides visibility on new features to help business remain competitive.
Offering a secure environment to protect consumer data while balancing consumer convenience.
Cloud-native architecture to support auto-scaling; automatically allocate more capacity to applications to manage transactions surges or an increased workload.
Accelerating time to market and boosting productivity by incorporate new decisioning capabilities and analytics components into your existing environment within minutes.
Read about why businesses need to invest in technology to keep up with consumer expectations online in our latest research.
Download the infographic and learn how Experian’s Decisioning-As-A-Service can help to redefine the customer experience
Leveraging innovation in technology to provide access to credit during uncertain times to populations underserved by formal financial services.
