Improve customer satisfaction by providing better and fairer assessments of customer’s propensity to repay
Experian X Score bridges the gap of data availability from traditional credit bureaus by enabling financial institutions to credit score a wider base of applicants and grow their credit portfolio in an efficient and scalable manner.
In the absence of quantitative measures for banks and financial institutions to assess the credit worthiness of majority of the population, billions of people in emerging markets are left without access to institutional finance, presenting a huge gap and opportunity. With the percentage of adults that own a bank account in the Asia Pacific being between 46% to 54%, Experian X Score is at the heart of driving more financial access in the ecosystem with alternative data.
What is Experian X Score?
Experian X Score is a state-of-the-art credit scoring system that harnesses the power of ‘ready-to-use’ alternative data combined with multiple data sources such as telco data, consumer data, e-commerce, etc. and adaptive learning to offer a comprehensive score.